![]() It’s thin and precise, and I never have to worry about it running or smearing, especially when using it with colored markers, highlighters, or even watercolors. I absolutely love this pen and use it frequently in my spreads. Step 3: Outline in Pen and Add Brush Letteringįor this step, I used my Zensations Technical Pen to outline all of the boxes I sketched out in the last step. I’ve found that when I have to physically write down all of my purchases, I’m more mindful about spending my money and tend to make fewer impulse buys. It has three columns which include the date, description of purchase, and how much money was spent. On the right page, I drew my spending log for the month. Feel free to come up with your own ideas you or write down some of my suggestions! The last box on this page has suggestions for quick and easy ways to save money, such as eating in more often or designating certain days of the week to not spend money. I also made a box for wish list items, so I have goals for specific things I am trying to save for. Right next to this, I made a chart where I will be tracking income throughout the month, so I know how much money I’m earning. Right below, I sketched out a pie chart to remind myself of the 50/20/30 budget rule-50% of income should go to essentials like rent, food, and utilities, 20% should go to savings, and 30% should go to personal spending on things like eating out, shopping, or entertainment. On the left page, I created a banner title along the top. ![]() The Drafix Technical Pencil is perfect for this because it’s super comfortable with a textured grip, the lead is nice and light, and there’s a handy eraser at the end to fix any mistake. I always like to use pencil in my journal first so I can get a visual on how I want my spread to look, and make sure I’m satisfied with it before I use a pen. Using the Drafix Technical Pencil, begin to sketch out your tracker. Take your current bullet journal or notebook and open it up to a blank, 2-page spread.
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